If you've been frustrated with your mutual fund portfolio because of :

• inconsistent performance;
• lack of transparency (you don't know what you own inside the funds so you don't know what risks the manager is exposing you to);
• high costs;
• incomplete reporting;

  If you are too busy to research all the new investment products, including ETFs, that are being introduced to the market -

If you want a complete portfolio management solution but want to keep investment expenses low (so that more money is left in your account to grow for you) -

If you have a specific investing time horizon and want to create a tailored “target date” fund that automatically reduces your risk as the date approaches -

PŮR Investing Inc. is at your service!

For more information, please contact : Patricia Onyskiw | 416.637.3577 | ponyskiw@purinvesting.com

COMPLIANCE AND LEGAL-EASE

Given our registration with the OSC (Ontario Securities Commission) as Investment Counsellor, we are required to maintain opening account documentation for each client, and to collect personal information for identity, security, and tax preparation purposes. All information is maintained in the strictest of confidence, and at all times complies with the “Personal Information Protection and Electronic Documents Act” and with FINTRAC rules and regulations.

TERMS OF REFERENCE

Separately Managed Accounts: as an investor with PŮR you will have an account set up in your name, which means that you own the individual securities directly. You are not invested in a “pool” of securities that other investors also own.

Account Types: Accounts that can be set up with a low degree of distress (i.e., extra paperwork) include, on a taxable basis: investment or cash accounts; informal trusts. Non-taxable accounts include TFSAs, RRSPs (including spousal); RRIFs (including spousal); locked-in retirement accounts. Corporate accounts and formal trusts require many more documents from your lawyer and other professionals, and will take time to set up.

Funding Your Account(s): currently we can accept accounts that are funded with a cash deposit or a transfer of securities. Given our business model, we cannot offer provide advice on or hold legacy securities. Please consult with your accountant or other advisor for tax consequences prior to moving funds to PŮR.

Legal Agreements and Paperwork: based upon information we are obligated to gather, we will complete as much of the set up documents as we can. You will be sent a set of agreements from PŮR, namely our Investment Management Agreement, our Investment Proposal and Investment Policy Statement. From our Custodian, you will receive all application forms, declarations, letters of direction require for all accounts you wish to open.

Custodian: This entity fulfils the role of settling trades, holding securities, monitoring investments and managing cash for clients of an investment counselling firm. Our custodian of choice is Penson Financial Services Canada Inc.